As of this year, several states are blocking food stamp dollars from being spent on soda and candy. That change is overdue. Taxpayer-funded welfare exists to prevent hunger and malnutrition. It is not meant to subsidize junk food. This shift builds on reforms enacted last year, when Congress and President Trump  tightened SNAP eligibility to reduce fraud and abuse. Those changes reinforced a basic principle: welfare programs should be targeted, conditional, and focused on gen

Last year’s major tax law created a new tool for working families: Trump Accounts. Enacted as part of the Working Families Tax Cut passed by President Trump and the Republican Congress in July 2025, the policy is designed to do something Washington rarely does. It uses economic growth to build long-term wealth for every American child. The concept is straightforward. A modest, one-time deposit is made into an investment account at birth. That money is then allowed to grow, un

Capping credit card interest rates at 10% would not just change what borrowers pay. It would wipe out the rewards programs millions of Americans use every day. Points, cash back, airline miles, airport lounges, and statement credits all depend on today’s credit card pricing model. Take that away, and the perks disappear with it. That is not a theory. It is basic credit card economics. Rewards Are Paid for by Interest Margins Credit card rewards are not free. They are funded b